This Agreement and all transactions under this Agreement are governed by the laws of the State of Nebraska. Customer acknowledges that it has read this Customer Agreement, understands the terms and conditions set forth herein, and agrees to be bound by it. This website has been set up by First National Bank (ETF) solely for the purpose of providing information about ETF products and services and to enable communication between ETFs and its clients. The information that appears on this website should be considered as advertising. Nothing on any page of this website is a substitute for ETF`s agreements and disclosures governing its products and services. If the information on the Site conflicts with that contained in ETF agreements and disclosures, the agreements and disclosures will prevail. From time to time, FNB may place links to other websites on this site. ETF has no control over any other website and is not responsible for the content of any website other than this one. Users assume full responsibility if they access other websites through the links on this page. The information and materials contained on this website are the property of ETFs or others, as the case may be.

No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded or otherwise reproduced, except as permitted by law. ETF does not offer any warranty of any kind with respect to the products and services advertised on this website. ETF will use reasonable efforts to ensure that all information posted is accurate; However, FNB expressly disclaims all representations and warranties, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, fitness for a particular purpose, and ability to use the Site without being infected with a computer virus. FNB is not responsible for any loss, damage, expense or penalty (tort, contract or otherwise), including direct, indirect, consequential and incidental damages arising out of access to or use of this website. This limitation includes, but is not limited to, omission of information, failure of equipment, delay or inability to receive or transmit information, delay or inability to print information, transmission of computer viruses, or transmission of other malicious or disabling code or procedures. This limitation also applies if ETF has been advised of the possibility of such loss or damage. This Agreement may be amended from time to time by posting the new Terms of Use on the Site. All users agree to be subject to this Agreement as it changes from time to time. This Agreement and the use of this website are governed by the laws of the State of Indiana. As soon as possible if you think your bank statement or receipt is incorrect, or if you need more information about a transaction on the bank statement or receipt. We must hear from you no later than sixty (60) days after sending you the FIRST statement on which the problem or error occurred. You must: In consideration for online banking (“Services”) to be provided by First National Bank of Gordon (“BANK”), as described from time to time in the information distributed by the BANK to its customers.

In the Agreement, “Customer” means the person(s) who subscribe to or use the Service. Customer agrees to the following: You may use a PC (“PC”) over an Internet connection to obtain account balances and transaction information. You can also use your PC to get bank statements on your accounts and transfer money between your accounts. In addition, you may use your PC to electronically request us to make payments from your account to third parties (“Beneficiaries”) that you have selected to receive payments through the Service. You can make payments through the service to any businessman, merchant, family member or friend. “Account”) means your bill payment account with the BANK you have designated, from which we will make invoice payments on your behalf in accordance with the Agreement. By subscribing to the Service or using the Service to make payments to third parties, you agree to the terms of the Agreement. Your use of ETF Online Banking to access your accounts does not change any agreement you have already made with us regarding those accounts. When you use ETF Online Banking to access an account, you do so on the terms we have given you in the agreement and disclosure for that account. In case of errors or questions regarding your electronic transactions, please call us at (308) 282-0050, from 9am to 3pm.