Is your phone outdated or worn out? Or maybe you want to stay up to date with the latest devices? Whatever your reasons, when you come to AT&T for an iPhone upgrade, you`ve picked a great time. You can only sign up for the iPhone Upgrade Program if you want to buy the latest iPhone models, so you always get the best iPhone available. If it`s an older iPhone model, Apple currently only offers a trade-in program. No! While you must choose a carrier when you sign up for the upgrade program, you are not tied to that carrier for two years as you would in the traditional subsidy program. And if, after twelve months, you don`t like the carrier you`re with, you can drop it and choose a new carrier with your new iPhone. Participation in Apple Training and Certification programs is subject to compliance with the program terms and conditions in effect at the time of the applicable certification exam or training. Yes. If you upgrade online, you may be charged an incident fee after you receive your iPhone and inspect for damage. If you upgrade at an Apple Store, you may be charged an incident fee at that time. To learn more about AppleCare+ coverage, click here. Sign up online, at an Apple Store, or with the Apple Store app.² If you`re already registered, check the status of your upgrade.

Once you`ve confirmed that you`re eligible, simply select the iPhone you want to upgrade to. Or stop by an Apple Store and a specialist will help you choose your new iPhone.2 Yes. The person who updates your iPhone is responsible for starting a new iPhone upgrade program loan agreement. Even if you signed up for the iPhone upgrade program, you don`t need to update your phone every 12 months. Repeat: you don`t need to upgrade if you don`t want to. When you`re done with your 24 months, you`ve paid for both the device and AppleCare+, and the phone is now yours to use, sell, donate, or keep it as a replacement forever. If you upgrade after 12 payments, sign a new 24-month contract and start over. If you are a current member of the iPhone Upgrade Program and enter the Social Security number you used when you first joined the program, your application will automatically be populated with the information already stored on Citizens One. Citizens One reserves the right to apply for credit if necessary to determine creditworthiness. Depending on your account performance and transaction history in the iPhone upgrader, Citizens One can approve your new loan application without affecting your credit. That said, there`s a fun little loophole here if you`re the type who likes to pay upfront.

Once you have participated in the program for six months, you are eligible for the upgrade as long as you prepay the next six payments (12 in total) before doing so. That means that if you wait until October to March to sign up for the iPhone upgrade program, you can still get a new iPhone in September 2019 if you pay six of those payments upfront. No: To them, your iPhone looks like an unlocked prepaid phone on their network. That means you shouldn`t be charged subsidy prices, just like if you signed up for AT&T Next, Verizon`s upgrade program, or any of those plans. To upgrade, you must make or have made at least 12 payments. You can pay the required balance at the time of upgrade to make your 12 payments. With devices like these, there`s never been a better time to update your iPhone. If you like iPhones, the disadvantages are few. Apple`s program only allows you to upgrade to the latest iPhones, unlike some carrier plans that allow you to switch to the Android side of the fence. When you sign up, you`re tied to Apple (and its lending partner Citizen One) for 24 months (two years). You can upgrade to the next-gen iPhone after just 12 months of payment.

When you do, you`re essentially renewing your 24-month hardware contract with Apple (and Citizens). Apple isn`t the only one with an upgrade plan: all major carriers have some sort of upgrade offer. For example, Sprint allows subscribers to upgrade to a new iPhone every year through the iPhone Forever leasing program. You can upgrade to a new iPhone every 12 months, but without a warranty or device protection. T-Mobile has the Jump program, which allows you to switch to a new phone after 12 months of payments. Premium Device Protection/AppleCare is included in the skip fee and covers accidental damage, mechanical failure, and loss or theft. There may also be a deductible. AT&T`s Next Up plan allows you to trade in your phone after paying 50% of the retail price — after about 12 months.

It acts as a supplement to AT&T`s monthly installment plan and costs an additional $5 per month. With Verizon`s annual iPhone upgrade plan, you can also trade in your phone after paying 50% of the cost of your current phone. You don`t have to pay for your new iPhone all at once. You can simply pay over time. The total cost of your iPhone and select AppleCare+ plans is spread over 24 months with 0% interest. And you can upgrade once you`ve made the equivalent of 12 payments. If you upgraded to AppleCare+ with theft and loss, you can fill out a claim form on Apple`s website. Apple works with AT&T, Sprint, T-Mobile, and Verizon, so you can`t buy an iPhone without a SIM card through the program.

But after 12 months, you can switch to another operator among the same four options. Devices eligible to participate in the Early Upgrade Program: This is Apple`s answer to carrier offers that allow you to top up your phone for a certain amount each month. The iPhone Upgrade Program allows you to buy a new iPhone like the iPhone 12 during 24 payments. After 12 of these payments, you can automatically switch to the new iPhone – without hassle or extra fees. The iPhone upgrade program allows you to buy a new iPhone with 24 payments, but the interesting part is that after only 12 payments, you can automatically switch to the latest iPhone. The program applies only to the latest and most recent models. If you have an older phone in mind, you`ll have to go through Apple`s trade-in program. However, you can access the upgrade program with any template that you are currently using.

Yes! You have the option to get a new iPhone after 12 payments, but you don`t need to upgrade if you don`t want to. After 24 months, you`ve basically paid full price for the device and AppleCare+, and you`re holding it on. If you`re looking for the latest and greatest new iPhone, you can use the Apple Upgrade Program to pay it off in installments via an interest-free loan if you qualify. This gives you the freedom to upgrade after 12 payments when a new iPhone comes out — or stick with the one you have — as well as the ability to switch carriers and purchase a protection plan as part of the deal. If you`re a dedicated iPhone customer and don`t want to switch between platforms — and you`re using one of the Big 4 carriers — the upgrade program is ideal. When you re-enroll in the program, the cycle starts on the order date, not your phone`s arrival date, so your upgrade cycle won`t go haywire if you ship late. You can upgrade your AppleCare+ coverage to include theft or loss for an additional $4.71 per month. The deductible for a lost or stolen iPhone ranges from $199 to $269, depending on the iPhone model you`re replacing. Your existing loan will continue to be billed monthly until your new iPhone ships or you pick it up from a store. At this point, your new loan will begin and the prepayment you made on your original loan will be reassessed.

Any amount you overpaid will be refunded. New and existing customers benefit from our best iPhone 13 upgrade deals with a device exchange. Learn how to get up to $1000 off the iPhone 13 Pro Max with a qualifying trade-in. Taking advantage of these deals is a great way to upgrade to the latest Apple iPhones. If you`re still rocking an iPhone 6, 7, 8 or X series, or if you`re waiting for the opportunity to replace one of your aging phones, one way is to trade via Apple`s iPhone upgrade program, which can wrap your paws around the latest iPhone model every year. Here are the facts on how it works. Note that the iPhone SE (2020) is not included in the program, but the iPhone 12 certainly will be. In September 2016, a class action lawsuit was filed against Apple allegedly deceptive marketing that consumers who sign up for the iPhone upgrade program and make monthly payments can upgrade their iPhone every year, while program members who tried to upgrade to the new iPhone 7 and 7 Plus in September 2016 had to wait weeks or months for new phones.